You can lecture your teenagers about how they spend their cash only so much. Besides, they can lecture back: Maybe you buy expensive coffee or bottled water or pay for a gym membership you never use.

Instead, you may want to suggest that your children try out some money management apps . In other words, outsource some of your lecturing and oversight to technology.

Or keep hectoring your kids, if you prefer. But you could do both. Money management apps can be a useful tool for teaching teenagers better spending habits, and they can be an effective strategy for helping you and your children communicate better about your finances. Lets take a look at some apps you may want your teens to download.

1. Greenlight