Its 2020 and unless youre Ron Swanson , the odds are high youre dependent on the internet for many things. Banking, getting a ride home after a late night, filing your taxes, paying your friend back for pizza, managing your 401(k) the list goes on.

A lot of your personal information is out there, and a lot of bad things could happen should it and the accounts that safeguard it be divulged to the wrong people.

The good news is unless youre Amazon head honcho Jeff Bezos, Saudi Crown Prince Mohammed bin Salman probably isnt targeting you with elite hacking tools . Probably. You may have been targeted by a covert Saudi disinformation campaign on Facebook , though!

The more realistic threat to your personal information will arrive in a data breach. A corporate firm will fail to safeguard a database containing hundreds of millions of usernames, passwords and other private information you never realized you consented to their amassing in the first place. Its a common enough occurrence that the term breach fatigue exists. (See incidents at Equifax , Experian , Target , LinkedIn and more.)